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THIRD-PARTY MOTOR INSURANCE : ENFORCEMENT OF BEGINS FEBRUARY 1- IGP.

The Inspector General of Police,  Kayode Egbetokun, has announced that  February 1, 2025,  third-party motor insurance will be fully enforced across the country.
The IGP made the statement when   the Commissioner for Insurance and Chief Executive Officer of the National Insurance Commission, Olusegun Ayo Omosehin paid him a working visit in his office at the force headquarters in Abuja.
 He says, the Third-party motor insurance covers damages or injuries caused to a third party by the driver or owner of a vehicle including property damage, medical expenses, and death.
However, it does not cover the policyholder’s injuries and vehicle damages.
It could be recalled that the previous visit of the commissioner, National Insurance Commission, Olusegun Ayo Omosehin was request for help enforcing all mandatory insurance policies. But this time, he focused only on third-party motor insurance and promised to offer the support required to guarantee the smooth implementation of third-party motor insurance nationwide.
The commissioner stressed the need for educating Nigerian police officers and launching a widespread awareness campaign in order to ensure the success of this endeavour.
In response, the IGP acknowledged that third-party auto insurance is required in Nigeria and stated his agreement with the CFI regarding insurance. He underlined that although breaching this regulation is illegal, barely 30 per cent of cars in the nation are insured.
The IGP urged residents to get at least third-party insurance coverage for their automobiles before driving on Nigerian roads, highlighting the many advantages of having insurance coverage and emphasising the value of preserving lives and property.
Omosehin commended the IGP for his accomplishments, especially the recent purchase of the Police Insurance Company’s licence.
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